Getting $ Help
The Deceased's Estate
You may have to search deeply to find and gain access to a benefit the deceased is entitled to. Life Insurance benefits can be offered through the deceased’s bank, for example.
Look especially for receipts or contracts with funeral providers or cemeteries. Don’t overlook wallet-sized cards with who-to-call info.
If a the deceased was a veteran or married to one, check our Veterans page.
Ask a Friend to Help
When friends ask how they can help, here’s one meaningful way: make the phone calls. Many end-of-life services still require speaking with real people—not just searching online.
Remember, paying less doesn’t mean lower quality in this industry. The Pricing & Paying section of this site explains how to compare providers and reduce costs, but it takes time, persistence, and a few phone calls that can save thousands of dollars.
Social Security
As of 2023 Social Security will pay a lump sum death benefit of $255 to the spouse or dependent children. Information is on their Survivors Benefits page.
Unclaimed Remains & Government Assistance
When a person dies and no one takes responsibility for their remains, they are considered unclaimed (or, in older terms, “indigent”). The coroner or medical examiner then arranges disposition through a (usually) county-funded indigent burial or cremation program. Officials try to locate next of kin, but if none are found—or if the family cannot afford the costs—the remains are handled respectfully according to local policy, with no expense or return of ashes to the family.
Visit funeralocity’s Guide to Getting State Government Assistance for a Funeral
Victims Assistance
Each state is runs its own victims assistance programs, most of which include funeral and burial aid. Victim Connect provides resources for victims of crimes, including an interactive map to find the resources in each state and US territory.